Preferred Lenders
Financing is one of the most important parts of any real estate transaction. These are the lending professionals Barbara & Douglas Jennings trust to guide their clients through the mortgage process with transparency, competitive rates, and a smooth close.
Mike Sanchez
Branch Manager / SVP of Mortgage Lending
Rate · NMLS #860048
Mike Sanchez serves as Branch Manager and Senior Vice President of Mortgage Lending at Rate, bringing deep experience in residential financing. Based in the Fredericksburg area, Mike works closely with homebuyers and homeowners to identify the right loan product — conventional purchase, VA loan, refinance, or jumbo mortgage. Barbara recommends Mike because of his responsiveness, thoroughness, and commitment to keeping every deal on schedule.
Ken Melendez is a Vice President of Mortgage Lending at Rate, serving homebuyers and homeowners throughout the Fredericksburg and Northern Virginia region. He brings a detail-oriented approach to every loan, walking clients through options from pre-approval to clear-to-close. Barbara partners with Ken because he consistently delivers competitive rates, flexible loan programs, and client-first service.
Ready to Explore Your Financing Options?
Contact Barbara & Douglas Jennings and we will connect you with the right lender for your situation.